Lease vs finance vs cash
Should you pay cash, finance, or lease? Enter the numbers you were actually quoted and see the monthly cost, the total you will pay, and whether you own the car at the end — side by side. Financing interest is computed from your price, down payment, rate and term; the lease uses the monthly and buyout your dealer quoted. Every result is an estimate to help you compare offers, not a financial recommendation.
Cash
—
- Total paid
- —
- You own it?
- Yes
Finance
— per month
- Total paid
- —
- Total finance cost
- —
- You own it?
- Yes
Lease
— per month
- Total paid
- —
- You own it?
- No — car is returned
Estimates only, to help you compare offers. Confirm exact figures with your bank or dealer.